Homebuyer Education

We offer 2 homebuyer education options: Preparing for HomeOwnership and eHome America.  The Preparing for HomeOwnership class is available at our Sacramento location while eHome America is a homebuyer education class offered online. Please go to this link to create a NeighborWorks account and fill out the Homebuyer Profile. Please be sure to print out your Homebuyer profile and bring it with you!

Customers just starting the process to buy a home are encouraged to call and set up a one on one free Pre-Purchase Planning appointment with our trained HomeOwnership Planners.  The Pre-Purchase appointment provides an overview of the home buying process with a review of affordable loan products and an affordability assessment to help you determine how much home you can afford.  This is the perfect starting point for future homebuyers to learn about the services offered at NeighborWorks® Sacramento. 

Preparing for HomeOwnership

Cost: This workshop is $60.00 per person

Class Schedule

Languages: Course offered in English and Spanish

About: This is a comprehensive 8 hour homebuyer education workshop.  Class participants learn about budgeting, the steps to purchase a home, the role of the real estate agent and the lender, home maintenance tips and much, much more.  We follow the NeighborWorks America curriculum for this course.   Once the course is complete, participants are issued their certificate at the end of the day. The certificate is accepted by many lending programs, but it is always a good idea to check with your lender to make sure this course satisfies your lending requirements. 

Preparing for HomeOwnership Class Policies:

  • No children are allowed in the class.  This is an 8 hour class for adults, it is too long of a class for children to sit through and disruptive to other class participants.  
  • Customers must arrive on time; we are certifying that customers complete an 8 hour class.  Customers who arrive late will need to reschedule for another date.
  • Unregistered customers will only be allowed in the class if there is space.
  • All class participants must complete a customer profile and pay the class fee.

eHome America

Cost: eHome America is $100.00 per household.

Languages: Course offered in English and Spanish

About: If you are not able to attend a workshop at the Sacramento location, eHome America may be the class for you.  eHome America is the most comprehensive online homebuyer training course available with over 50 video tutorials that will guide you through the homebuying process.  Homebuyers learn at their own pace with this interactive program which includes quizzes and tests.

While this is a comprehensive workshop, some lending programs require their customers to attend a face to face homebuyer education class.  Please verify with your lender, that the lending program you are using, approves an online workshop, before you sign up for eHome America. If an online class doesn’t satisfy your education requirement for the lending product you are using, call our office or sign up using our website for the next available Preparing for HomeOwnership class.

If your lender approves eHome America proceed to sign up!  Use this link to get to the eHome America website:

http://ehomeamerica.org

You can select either the Sacramento or Stockton option.

 

This is a picture of Sig Lindley from StateFarm insurance.  Sig was volunteering on 9/23 at the Preparing for HomeOwnership Workshop.  Sig presented for an hour on the importance of renters and homeowners insurance