Build Your Own Home

NeighborWorks® Homeownership Center is a 523TA grantee for the Mutual Self-Help Housing Program (Team Build),
funded by USDA Rural Development. 
We work in partnership with USDA to make affordable homeownership a reality to low-income buyers in rural communities. Qualified applicants receive a USDA 502 loan and cooperatively contribute 60% of the construction under the direction of a qualified construction supervisor. The labor or “sweat equity” serves as the buyer’s down payment. Additionally, the USDA 502 loan has 33 or 38-year loans with rates as low as 1%. People who participate in this program learn how to maintain and repair their homes as well as create strong relationships with their neighbors while building each other’s homes. For more information, see the attached Fact Sheet. Contact For questions about this program please contact Leonor Perez at (916) 452-5356 Ext.1230 or toll-free (888) 355-5356 ext. 1230
USDA Disclaimer 1B In accordance with Federal law and U.S. Department of Agriculture policy, this institution is prohibited from discriminating on the basis of race, color, national origin, age, disability, religion, sex and familial status. To file a complaint of discrimination, write USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or call (800) 795-3272 (voice) or (202) 720-6382 (TDD).

We are accepting pre-applications for this 20-unit development. If you are interested in applying for a home in the Valley Ranch subdivision, please complete and return the pre-application immediately. All pre-applications will be reviewed on a first-come-first-serve basis. This development is located off Interstate 5 on Silver Leaf Lane. For more information or to start the application process, please see attachments.

We are currently in the process of design approval with the County of Colusa. If you would like to receive updates on this development, please fill out and return the interest form to be put on the interest list for this development.