Keeping Your Home
In order to best serve our customers, no foreclosure advice is given over the phone. Please attend a Foreclosure Prevention Seminar and subsequent meeting with a counselor to have your specific questions and concerns addressed.Thank you for your interest in the Foreclosure Prevention Workshop with NeighborWorks® HomeOwnership Center Sacramento Region.
We present clear information that provides a full understanding of the timing, circumstances, and possible actions that can lead to a potential solution.
If you or someone you know is in risk of losing their home don't wait.
Tips for Avoiding Foreclosure
- Don't ignore the problem
- Contact your lender as soon as you realize that you have a problem
- Open and respond to all mail from your lender
- Know your mortgage rights
- Understand foreclosure prevention options
- Contact a HUD-approved housing counselor (916-452-5356 x210).
- Prioritize your spending
- Use your assets
- Avoid foreclosure prevention companies
- Don't lose your house to foreclosure recovery scams!
Success Stories
These families almost lost their homes to adjustable rate mortgages. Working with NeighborWorks® HomeOwnership Center Sacramento Region resulted in successful outcomes.
Shields Family (PDF, 200 KB)Rojas Family (PDF, 200 KB)
How to sign up for the Foreclosure Prevention Workshop
1. Complete the following forms
- Intake Form (PDF, 57 KB)
- Monthly Budget (PDF, 30 KB)
Official intake form (with NeighborWorks® HomeOwnership Center Sacramento Region logo) must be provided.
2. Make copies of ALL the following documents
- Last federal income tax return
- First two pages ONLY
- Last two months of bank statements
- Most recent one months pay stubs
- Most recent mortgage statement from your lender
- Must state balance and monthly payment amount
- Mortgage Note (sometimes called Promissory Note, or Adjustable Rate Note)
- Located in original loan documents
- Must state original amount borrowed and interest rate
- SSA-SSI-Pension Awards Letters (if applicable)
- Profit and Loss Statement, (if self-employed)
3. Submit completed packet (steps 1 and 2)
Incomplete packets are NOT accepted
Drop Off (M-F 9am-4pm)
2400 Alhambra Blvd.
Alhambra and X Street near Broadway
Mail
P.O. Box 5420
Attn: Kylen
Sacramento, CA 95817
Fax
*Cover Sheet (PDF, 42 KB)
(916) 209-9362
Attn: Claudia
Subject: FC DOCS
4. Wait to hear from us
- We process documents every Friday.
- Assuming your document packet was complete; you can expect to receive a call between 3:30-5PM the Friday after you submitted your documents.
- Incomplete packets are returned to the address provided.
5. Attend a workshop and follow through with counseling.
Appointment Policy
Our time slots are limited and we would like to be able to accommodate other customers if you cannot make your appointment.
Please call (916) 452-5356 ext 210 at least 24 hours before the time of the appointment if you need to cancel or reschedule the appointment.
We reserve the right to close your file
- if you reschedule more than four (4) times
- if you do not show up to two (2) appointments
- if you cancel your appointment without rescheduling.
